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Your money is safe at Commercial Bank because our accounts are FDIC insured. In fact, since the FDIC's creation 75 years ago, no bank customer has lost even one penny of insured deposits from a bank failure. The standard insurance amount currently is $250,000 per depositor. The $250,000 limit is permanent for certain retirement accounts, which includes IRAs. The $250,000 limit is temporary for all other deposit accounts through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except certain retirement accounts, which will remain $250,000 per depositor.

To learn more, go to www.myfdicinsurance.gov or call 1-877-ASK-FDIC.

Commercial Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Commercial Bank with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC's general deposit insurance rules.

 


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