CDs/IRAs

Certificates of Deposit

  • Minimum deposit for less than one year $2,500
  • Minimum deposit for 13-month special $1,000.
  • Minimum deposit for one year or more $500
  • Substantial penalty for early withdrawal. Please read penalty disclosures when opening account. - 31-181 day term (90 days of interest penalty), 6 month term (180 days of interest penalty), 9 months to 30 months (365 days of interest penalty), 36 months to 72 months (540 days of interest penalty).
  • CD Balance of $25,000 or higher required to have an interest check mailed to you. 

Individual Retirement Accounts

  • Regular IRA
  • Roth IRA
  • Education IRA
  • 18 or 60 Month Terms
  • Fixed or Variable Rates
  • Substantial penalty for early withdrawal. Please read penalty disclosures when opening account. 18 month IRA has 365 days of interest penalty, 36 month and 60 month IRA have 540 days of interest penalty. 
Are you interested in learning more about purchasing CDs through Commercial Bank? Please contact one of our representatives at a location near you.