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Ask us about our overdraft protection services. Here are a few options to choose from:


Chek Plus

Chek Plus is a line of credit that protects you from overdrafts by advancing your account money in case of insufficient funds. Application and approval required. 

Account Sweep

Set up automatic transfers from one of your deposit accounts.

Courtesy Advance

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.

At Commercial Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Courtesy Advance, a special overdraft service for Commercial Bank customers.

Learn more about Courtesy Advance by viewing this brochure (PDF).



Application, qualification and fees may apply or be required for overdraft protection services.

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