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Commercial Bank's legacy began with the dreams and ambitions of its founder, the late E. Oscar Robertson. In 1976, he opened for business in Harrogate, Tennessee where the bank headquarters remains today. Robertson was a prominent and respected banker in Tennessee and Kentucky who made significant contributions to the banking industry and was devoted to the employees, customers and the communities he served. He began with a small bank in Appalachia and steered its steady, regional growth until his passing in 2004. 

From the first branch that opened in Speedwell, Tennessee in 1979 to the opening of four new branches in February 2020, Commercial Bank has grown to include 31 offices in Tennessee and Southeast Kentucky. Our experiences have shaped our character. Through drastic changes in technology and the economy, we have remained strong and continue to serve long-term relationships with our customers, clients, and communities.



February 1 - The four former First National Bank and Trust branches in London and Corbin Kentucky officially became part of the Commercial Bank family and opened as Commercial Bank branches. 


March 1 - Commercial Bank opened a full-service branch in Brentwood, TN at Maryland Farms. The Loan Production Office in Nashville was closed. 


January 2 – Commercial Bank opened a branch at 225 W. 1st N Street, in Morristown, Tennessee. This full-service branch became the first location opened in the Morristown area along with the acquired Citizens Bank branch. The three former Citizens Bank branches, in New Tazewell, Harrogate, and Morristown, opened as Commercial Bank branches.


January 1 – The former Citizens Bank officially became part of the Commercial Bank family.


August 15 – It was announced that Commercial Bank had plans to purchase Citizens Bank with its three branch locations in New Tazewell, Harrogate, Morristown, and a loan production office in Kingsport, Tennessee. This acquisition would make Commercial Bank the twelfth largest community bank in the state of Tennessee with assets approaching $1.2 billion.


May 1 – Commercial Bank opened a branch at 1140 Cumberland Falls Highway in Corbin, Kentucky. This full-service branch became the second location opened in the Corbin area. 


April 18 – The former National Bank of Tennessee branches in Newport officially became part of the Commercial Bank family.


January 21 – It was announced that Commercial Bank had purchased National Bank of Tennessee, headquartered in Newport, Tennessee. This purchase added two new branches to our network and made Commercial Bank the seventh largest community bank in the state of Tennessee with our assets approaching the $1 billion mark. 


July 1 – Grand opening of the Johnson City branch.


March 1 – Commercial Bank opened a Loan Production Office in Nashville, Tennessee.


January 27 – The small Pineville branch located inside the Pic Pac grocery store closed. Pic Pac branch customers are now served by the full-service Pineville branch located on nearby Tennessee Avenue.


June 2010 – Commercial Bank grew once again with the acquisition of Monarch Mortgage, which was an affiliate of Coldwell Banker Wallace & Wallace, one of Knoxville's largest real estate firms with a staff of 16 loan officers (eventually closed in January 2014). 


August 3 – Commercial Bank opened at 1072 East Stone Drive, in Kingsport, Tennessee. The bank was able to purchase the brand-new facility of an unopened bank. This full-service branch replaced the downtown Loan Production Office.


September 8 – Commercial Bank officially added five new branches and increased assets to over $712 million by the end of the year. The former Union National Bank branches reopened as Commercial Bank branches — four in Barbourville and one in Corbin, Kentucky. 


January 7 – Commercial Bank announced the opening of a Commercial Loan Production Office in Kingsport, Tennessee. A lender and a loan administrator staffed the office space downtown. The bank had already been serving several loan customers in the Tri-Cities.


June 15  The Courthouse Branch, situated beside the Union County Courthouse in Maynardville, Tennessee, closed and the building was sold to the Union County government for much-needed office space. 


December 1 – Commercial Bank completed construction of a full-service bank in Pineville, Kentucky and opened the doors for business while continuing operation of its existing Pineville Branch at Long's Pic Pac.


November 29 – Commercial Bank celebrated the opening of a branch in Harlan, Kentucky. 


March 18 – Commercial Bank opened its West Knoxville Office at 10413 Kingston Pike. 


November 1  Commercial Bank acquired Middlesboro Federal Bank with their four offices located in Middlesboro, Pineville, and Cumberland, Kentucky, and in the Fountain City community of Knox County, Tennessee.


May 4  The second Knox County location was opened in Powell, Tennessee.


May 1  Commercial Bank opened its first branch in Knox County, Tennessee in Halls.


April 23  Commercial Bank of Claiborne County purchased Union County Bank by acquisition from the FDIC. This purchase brought three new locations, two in Maynardville and one in Luttrell. The bank's name was changed to reflect the expansion of operations. 


November 8 – A second branch opened in New Tazewell, Tennessee.


January 8 – Commercial Bank of Claiborne County opened its first branch in Speedwell, Tennessee.


November 1 – The newly constructed Commercial Bank main office in Harrogate, Tennessee, was completed and opened.


November 1 – Commercial Bank opened for business in a mobile unit that served as a temporary office while the permanent location was being built. 


June 9 – Founded by E. Oscar Robertson, Commercial Bank of Claiborne County was chartered by the Tennessee Department of Financial Institutions to operate as a full-service bank.

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