Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

• Date and time our site was accessed
• IP address (A numeric address given to servers connected to the Internet)
• Web browser used
• City, state, and country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information via E-mail, online registration forms, or our guest book. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

Some areas of our Website may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before. We partner with S1 Corporation to analyze traffic to this web site. S1 Corporation does not create individual profiles for visitors. Unlike some tracking services S1 Corporation does not have a database of individual profiles for each visitor. S1 Corporation only collects aggregate data. For more information about S1 Corporation privacy, please visit their web site at www.s1.com/assets/docs/advisory/Customer_Information_Privacy_Policy.pdf