CERTIFICATES OF DEPOSIT

• Minimum deposit for less than one year $2,500
• Minimum deposit for one year or more $500
• Substantial penalty for early withdrawal
• Penalty for early closure:
  • One year or less: 3 month interest penalty
  • More than one year: 6 month interest penalty

INDIVIDUAL RETIREMENT ACCOUNTS

• Regular IRA
• Roth IRA
• Education IRA
• 18 or 60 Month Terms
• Fixed or Variable Rates

Are you interested in learning more about purchasing CDs through Commercial Bank? Please contact one of our representatives at a location near you.